BAJAJ FINANCE LIMITED vs Nalin Lease Finance Ltd

A side-by-side comparison of BAJAJ FINANCE LIMITED (BAJFINANCE) and Nalin Lease Finance Ltd (NLFL) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Nalin Lease Finance Ltd leads BAJFINANCE vs NLFL on 8 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability13
  • Growth10
  • Size & financial health22
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

NLFL takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

34.50
P/E ratio
7.17
5.57
P/B ratio
0.69
0.55%
Dividend yield
1.25%
₹30.56
EPS
₹5.37

Profitability

NLFL takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

18.20%
Return on equity
10.00%
10.80%
Return on capital
13.54%
67.98%
EBITDA margin
68.84%
23.33%
Net margin
44.50%

Growth

BAJFINANCE takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.57%
Revenue CAGR (3Y) even
18.88%
Profit CAGR (3Y)
1.54%

Size & financial health

Even

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.52L Cr
Market cap
₹26 Cr
₹81,990 Cr
Revenue
₹214.43L Cr
₹19,332 Cr
Net profit
₹4 Cr
3.78
Debt / equity
0.27
BAJAJ FINANCE LIMITED
  • + ["Company has delivered good profit growth of 34.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 18.6%", "Company's median sales growth is 29.4% of last 10 years"]
  • ["Stock is trading at 5.89 times its book value", "Company has low interest coverage ratio.", "Company might be capitalizing the interest cost"]
Nalin Lease Finance Ltd
  • + ["Stock is trading at 0.67 times its book value"]
  • ["Though the company is reporting repeated profits, it is not paying out dividend", "The company has delivered a poor sales growth of 6.44% over past five years.", "Company has a low return on equity of 10.6% over last 3 years."]
BAJAJ FINANCE LIMITED full analysis Nalin Lease Finance Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

BAJFINANCE vs NLFL: Share Price, Valuation & Which to Buy | DocStoX