BAJAJ FINANCE LIMITED vs PINE LABS LIMITED

A side-by-side comparison of BAJAJ FINANCE LIMITED (BAJFINANCE) and PINE LABS LIMITED (PINELABS) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, BAJAJ FINANCE LIMITED leads BAJFINANCE vs PINELABS on 7 of 14 metrics (2 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

34.56
P/E ratio
156.30
5.57
P/B ratio
3.12
0.60%
Dividend yield
0.00%
₹30.56
EPS
₹0.98

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

18.20%
Return on equity
2.46%
10.80%
Return on capital
4.00%
0.00%
EBITDA margin
13.00%
0.00%
Net margin
4.17%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
19.27%
18.88%
Profit CAGR (3Y)

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.57L Cr
Market cap
₹17,539 Cr
₹0 Cr
Revenue
₹2,711 Cr
₹19,332 Cr
Net profit
₹113 Cr
3.78
Debt / equity
0.07
BAJAJ FINANCE LIMITED
  • + ["Company has delivered good profit growth of 34.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 18.6%", "Company's median sales growth is 29.4% of last 10 years"]
  • ["Stock is trading at 5.57 times its book value", "Company has low interest coverage ratio.", "Company might be capitalizing the interest cost"]
PINE LABS LIMITED
  • + ["Company has reduced debt.", "Company is almost debt free.", "Company has delivered good profit growth of 32.3% CAGR over last 5 years"]
  • ["Stock is trading at 2.83 times its book value", "Company has a low return on equity of -2.93% over last 3 years.", "Earnings include an other income of Rs.133 Cr.", "Company's cost of borrowing seems high"]
BAJAJ FINANCE LIMITED full analysis PINE LABS LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.