Bajaj Finance Limited vs Paul Merchants Limited

A side-by-side comparison of Bajaj Finance Limited (BAJFINANCE) and Paul Merchants Limited (PML) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Bajaj Finance Limited leads BAJFINANCE vs PML on 9 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability40
  • Growth11
  • Size & financial health31
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

PML takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

32.09
P/E ratio
0.54
5.71
P/B ratio
0.16
0.57%
Dividend yield
0.00%
₹30.60
EPS
₹871.40

Profitability

BAJFINANCE takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

16.68%
Return on equity
-31.80%
10.71%
Return on capital
-31.00%
67.98%
EBITDA margin
1.00%
23.58%
Net margin
12.75%

Growth

Even

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.58%
Revenue CAGR (3Y)
-32.99%
18.88%
Profit CAGR (3Y)
82.85%

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.11L Cr
Market cap
₹151 Cr
₹81,982 Cr
Revenue
₹2,110 Cr
₹19,332 Cr
Net profit
₹269 Cr
3.22
Debt / equity
0.01
Bajaj Finance Limited
  • + ["Company has delivered good profit growth of 34.3% CAGR over last 5 years", "Company has delivered good sales growth of 25.7% CAGR over last 5 years"]
  • − ["Stock is trading at 5.36 times its book value"]
Paul Merchants Limited
  • + ["Company has delivered good profit growth of 52.1% CAGR over last 5 years", "Stock is trading at 0.16 times its book value"]
  • − ["The company has delivered a poor sales growth of -7.0% over past five years.", "Though the company is reporting repeated profits, it is not paying out dividend"]
Bajaj Finance Limited full analysis Paul Merchants Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.