BAJAJ FINANCE LIMITED vs PAUL MERCHANTS LTD.

A side-by-side comparison of BAJAJ FINANCE LIMITED (BAJFINANCE) and PAUL MERCHANTS LTD. (PML) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

BAJFINANCE logo
BAJAJ FINANCE LIMITED
BAJFINANCE
₹1,057.2+0.31%
Leads on the numbers
VS
PML logo
PAUL MERCHANTS LTD.
PML
₹482.2-1.99%
The verdict

On the numbers, BAJAJ FINANCE LIMITED leads BAJFINANCE vs PML on 9 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability40
  • Growth11
  • Size & financial health31
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

PML takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

34.59
P/E ratio
0.55
5.57
P/B ratio
0.16
0.55%
Dividend yield
0.00%
₹30.56
EPS
₹871.40

Profitability

BAJFINANCE takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

18.20%
Return on equity
1.20%
10.80%
Return on capital
3.00%
67.98%
EBITDA margin
-1.00%
23.33%
Net margin
12.97%

Growth

Even

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.57%
Revenue CAGR (3Y)
-33.37%
18.88%
Profit CAGR (3Y)
82.85%

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.52L Cr
Market cap
₹149 Cr
₹81,990 Cr
Revenue
₹2,074 Cr
₹19,332 Cr
Net profit
₹269 Cr
3.78
Debt / equity
0.01
BAJAJ FINANCE LIMITED
  • + ["Company has delivered good profit growth of 34.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 18.6%", "Company's median sales growth is 29.4% of last 10 years"]
  • − ["Stock is trading at 5.89 times its book value", "Company has low interest coverage ratio.", "Company might be capitalizing the interest cost"]
PAUL MERCHANTS LTD.
  • + ["Company has reduced debt.", "Company is almost debt free.", "Stock is trading at 0.17 times its book value"]
  • − ["Though the company is reporting repeated profits, it is not paying out dividend", "The company has delivered a poor sales growth of -7.05% over past five years.", "Company has a low return on equity of -20.0% over last 3 years.", "Contingent liabilities of Rs.52.2 Cr.", "Earnings include an other income of Rs.17.0 Cr."]
BAJAJ FINANCE LIMITED full analysis PAUL MERCHANTS LTD. full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.