BAJAJ FINANCE LIMITED vs Real Touch Finance Ltd.

A side-by-side comparison of BAJAJ FINANCE LIMITED (BAJFINANCE) and Real Touch Finance Ltd. (REALTOUCHFINANCELTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, BAJAJ FINANCE LIMITED leads BAJFINANCE vs REALTOUCHFINANCELTD on 7 of 14 metrics (1 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

34.56
P/E ratio
11.90
5.57
P/B ratio
1.18
0.60%
Dividend yield
0.00%
₹30.56
EPS
₹3.63

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

18.20%
Return on equity
10.40%
10.80%
Return on capital
10.16%
0.00%
EBITDA margin
70.13%
0.00%
Net margin
15.97%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
48.51%
18.88%
Profit CAGR (3Y)
28.04%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.57L Cr
Market cap
₹62 Cr
₹0 Cr
Revenue
₹29 Cr
₹19,332 Cr
Net profit
₹5 Cr
3.78
Debt / equity
4.44
BAJAJ FINANCE LIMITED
  • + ["Company has delivered good profit growth of 34.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 18.6%", "Company's median sales growth is 29.4% of last 10 years"]
  • ["Stock is trading at 5.57 times its book value", "Company has low interest coverage ratio.", "Company might be capitalizing the interest cost"]
Real Touch Finance Ltd.
  • + ["Stock is trading at 1.12 times its book value", "Company is expected to give good quarter", "Company has delivered good profit growth of 29.2% CAGR over last 5 years"]
  • ["Though the company is reporting repeated profits, it is not paying out dividend", "Company has low interest coverage ratio.", "Company has a low return on equity of 9.23% over last 3 years.", "Working capital days have increased from 10.8 days to 476 days"]
BAJAJ FINANCE LIMITED full analysis Real Touch Finance Ltd. full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

BAJAJ FINANCE LIMITED vs Real Touch Finance Ltd.: Share Price, Valuation & Which to Buy | DocStoX