BAJAJ FINANCE LIMITED vs REC LIMITED

A side-by-side comparison of BAJAJ FINANCE LIMITED (BAJFINANCE) and REC LIMITED (RECLTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

BAJAJ FINANCE LIMITED vs REC LIMITED are evenly matched on the numbers (7–7). The breakdown below shows where each one wins.

  • Valuation04
  • Profitability13
  • Growth20
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

RECLTD takes 4/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

34.32
P/E ratio
5.08
5.57
P/B ratio
1.14
0.55%
Dividend yield
1.32%
₹30.56
EPS
₹61.93

Profitability

RECLTD takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

18.20%
Return on equity
20.00%
10.80%
Return on capital
9.71%
67.98%
EBITDA margin
95.64%
23.33%
Net margin
27.37%

Growth

BAJFINANCE takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.57%
Revenue CAGR (3Y)
14.73%
18.88%
Profit CAGR (3Y)
13.45%

Size & financial health

BAJFINANCE takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.47L Cr
Market cap
₹82,700 Cr
₹81,990 Cr
Revenue
₹59,628 Cr
₹19,332 Cr
Net profit
₹16,308 Cr
3.78
Debt / equity
6.19
BAJAJ FINANCE LIMITED
  • + ["Company has delivered good profit growth of 34.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 18.6%", "Company's median sales growth is 29.4% of last 10 years"]
  • ["Stock is trading at 5.89 times its book value", "Company has low interest coverage ratio.", "Company might be capitalizing the interest cost"]
REC LIMITED
  • + ["Stock is trading at 0.99 times its book value", "Stock is providing a good dividend yield of 5.86%.", "Company has been maintaining a healthy dividend payout of 29.9%"]
  • ["Company has low interest coverage ratio.", "The company has delivered a poor sales growth of 10.9% over past five years.", "Company might be capitalizing the interest cost"]
BAJAJ FINANCE LIMITED full analysis REC LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

BAJFINANCE vs RECLTD: Share Price, Valuation & Which to Buy | DocStoX