Bajaj Finance Limited vs Repco Home Finance Limited

A side-by-side comparison of Bajaj Finance Limited (BAJFINANCE) and Repco Home Finance Limited (REPCOHOME) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

Bajaj Finance Limited vs Repco Home Finance Limited are evenly matched on the numbers (7–7). The breakdown below shows where each one wins.

  • Valuation04
  • Profitability22
  • Growth20
  • Size & financial health31
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

REPCOHOME takes 4/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

32.09
P/E ratio
4.41
5.71
P/B ratio
0.55
0.57%
Dividend yield
2.12%
₹30.60
EPS
₹75.99

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

16.68%
Return on equity
11.77%
10.71%
Return on capital
9.73%
67.98%
EBITDA margin
89.32%
23.58%
Net margin
26.53%

Growth

BAJFINANCE takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.58%
Revenue CAGR (3Y)
11.76%
18.88%
Profit CAGR (3Y)
14.59%

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.11L Cr
Market cap
₹2,129 Cr
₹81,982 Cr
Revenue
₹1,792 Cr
₹19,332 Cr
Net profit
₹475 Cr
3.22
Debt / equity
3.02
Bajaj Finance Limited
  • + ["Company has delivered good profit growth of 34.3% CAGR over last 5 years", "Company has delivered good sales growth of 25.7% CAGR over last 5 years"]
  • − ["Stock is trading at 5.36 times its book value"]
Repco Home Finance Limited
  • + ["Stock is trading at 0.53 times its book value"]
  • − ["The company has delivered a poor sales growth of 5.5% over past five years."]
Bajaj Finance Limited full analysis Repco Home Finance Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.