Bajaj Finance Limited vs SRG Housing Finance Limited

A side-by-side comparison of Bajaj Finance Limited (BAJFINANCE) and SRG Housing Finance Limited (SRGHFL) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Bajaj Finance Limited leads BAJFINANCE vs SRGHFL on 8 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability31
  • Growth02
  • Size & financial health31
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

32.09
P/E ratio
5.47
5.71
P/B ratio
1.01
0.57%
Dividend yield
0.00%
₹30.60
EPS
₹20.71

Profitability

BAJFINANCE takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

16.68%
Return on equity
10.94%
10.71%
Return on capital
10.86%
67.98%
EBITDA margin
61.90%
23.58%
Net margin
16.30%

Growth

SRGHFL takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.58%
Revenue CAGR (3Y)
29.69%
18.88%
Profit CAGR (3Y)
24.10%

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.11L Cr
Market cap
₹176 Cr
₹81,982 Cr
Revenue
₹199 Cr
₹19,332 Cr
Net profit
₹32 Cr
3.22
Debt / equity
2.89
Bajaj Finance Limited
  • + ["Company has delivered good profit growth of 34.3% CAGR over last 5 years", "Company has delivered good sales growth of 25.7% CAGR over last 5 years"]
  • − ["Stock is trading at 5.36 times its book value"]
SRG Housing Finance Limited
  • + ["Company has delivered good sales growth of 22.1% CAGR over last 5 years", "Stock is trading at 0.59 times its book value"]
  • − ["Though the company is reporting repeated profits, it is not paying out dividend"]
Bajaj Finance Limited full analysis SRG Housing Finance Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

BAJFINANCE vs SRGHFL: Share Price, Valuation & Which to Buy | DocStoX