BAJAJ FINANCE LIMITED vs SRG HOUSING FINANCE L

A side-by-side comparison of BAJAJ FINANCE LIMITED (BAJFINANCE) and SRG HOUSING FINANCE L (SRGHFL) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, BAJAJ FINANCE LIMITED leads BAJFINANCE vs SRGHFL on 8 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability31
  • Growth02
  • Size & financial health31
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

34.32
P/E ratio
12.57
5.57
P/B ratio
1.38
0.55%
Dividend yield
0.00%
₹30.56
EPS
₹20.69

Profitability

BAJFINANCE takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

18.20%
Return on equity
10.77%
10.80%
Return on capital
10.86%
67.98%
EBITDA margin
22.97%
23.33%
Net margin
16.30%

Growth

SRGHFL takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.57%
Revenue CAGR (3Y)
29.69%
18.88%
Profit CAGR (3Y)
24.10%

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.56L Cr
Market cap
₹395 Cr
₹81,990 Cr
Revenue
₹199 Cr
₹19,332 Cr
Net profit
₹32 Cr
3.78
Debt / equity
2.89
BAJAJ FINANCE LIMITED
  • + ["Company has delivered good profit growth of 34.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 18.6%", "Company's median sales growth is 29.4% of last 10 years"]
  • ["Stock is trading at 5.89 times its book value", "Company has low interest coverage ratio.", "Company might be capitalizing the interest cost"]
SRG HOUSING FINANCE L
  • + ["Company is expected to give good quarter", "Company's median sales growth is 27.0% of last 10 years"]
  • ["Though the company is reporting repeated profits, it is not paying out dividend", "Company has low interest coverage ratio.", "Company has a low return on equity of 12.2% over last 3 years.", "Promoter holding has decreased over last 3 years: -8.81%"]
BAJAJ FINANCE LIMITED full analysis SRG HOUSING FINANCE L full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

BAJFINANCE vs SRGHFL: Share Price, Valuation & Which to Buy | DocStoX