BAJAJ FINANCE LIMITED vs SESHAASAI TECHNOLOGIES L

A side-by-side comparison of BAJAJ FINANCE LIMITED (BAJFINANCE) and SESHAASAI TECHNOLOGIES L (STYL) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, SESHAASAI TECHNOLOGIES L leads BAJFINANCE vs STYL on 10 of 14 metrics (1 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

34.56
P/E ratio
26.57
5.57
P/B ratio
4.09
0.60%
Dividend yield
0.69%
₹30.56
EPS
₹15.05

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

18.20%
Return on equity
34.84%
10.80%
Return on capital
37.00%
0.00%
EBITDA margin
25.00%
0.00%
Net margin
15.18%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
7.93%
18.88%
Profit CAGR (3Y)
31.62%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.57L Cr
Market cap
₹6,480 Cr
₹0 Cr
Revenue
₹1,462 Cr
₹19,332 Cr
Net profit
₹222 Cr
3.78
Debt / equity
0.06
BAJAJ FINANCE LIMITED
  • + ["Company has delivered good profit growth of 34.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 18.6%", "Company's median sales growth is 29.4% of last 10 years"]
  • ["Stock is trading at 5.57 times its book value", "Company has low interest coverage ratio.", "Company might be capitalizing the interest cost"]
SESHAASAI TECHNOLOGIES L
  • + ["Company has reduced debt.", "Company is almost debt free.", "Company has delivered good profit growth of 84.5% CAGR over last 5 years", "Company has a good return on equity (ROE) track record: 3 Years ROE 32.9%"]
  • ["Debtor days have increased from 69.3 to 83.4 days.", "Working capital days have increased from 53.7 days to 108 days"]
BAJAJ FINANCE LIMITED full analysis SESHAASAI TECHNOLOGIES L full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.