Bajaj Finance Limited vs Sumedha Fiscal Services Ltd

A side-by-side comparison of Bajaj Finance Limited (BAJFINANCE) and Sumedha Fiscal Services Ltd (SUMEDHAFISCALSERVICESLTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Bajaj Finance Limited leads BAJFINANCE vs SUMEDHAFISCALSERVICESLTD on 10 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability40
  • Growth20
  • Size & financial health31
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

SUMEDHAFISCALSERVICESLTD takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

32.09
P/E ratio
11.30
5.71
P/B ratio
0.49
0.57%
Dividend yield
2.51%
₹30.60
EPS
₹3.03

Profitability

BAJFINANCE takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

16.68%
Return on equity
2.56%
10.71%
Return on capital
4.00%
67.98%
EBITDA margin
3.10%
23.58%
Net margin
1.82%

Growth

BAJFINANCE takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.58%
Revenue CAGR (3Y)
21.72%
18.88%
Profit CAGR (3Y)
0.00%

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.11L Cr
Market cap
₹32 Cr
₹81,982 Cr
Revenue
₹110 Cr
₹19,332 Cr
Net profit
₹2 Cr
3.22
Debt / equity
0.00
Bajaj Finance Limited
  • + ["Company has delivered good profit growth of 34.3% CAGR over last 5 years", "Company has delivered good sales growth of 25.2% CAGR over last 5 years"]
  • − ["Stock is trading at 5.36 times its book value"]
Sumedha Fiscal Services Ltd
  • + ["Company is almost debt free.", "Stock is trading at 0.48 times its book value", "Company is expected to give good quarter", "Company has been maintaining a healthy dividend payout of 18.1%"]
  • − ["Company has a low return on equity of 6.29% over last 3 years."]
Bajaj Finance Limited full analysis Sumedha Fiscal Services Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.