BAJAJ FINANCE LIMITED vs SUMMIT SECURITIES LTD

A side-by-side comparison of BAJAJ FINANCE LIMITED (BAJFINANCE) and SUMMIT SECURITIES LTD (SUMMITSEC) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, SUMMIT SECURITIES LTD leads BAJFINANCE vs SUMMITSEC on 8 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability22
  • Growth02
  • Size & financial health31
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

SUMMITSEC takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

34.53
P/E ratio
14.69
5.57
P/B ratio
0.20
0.55%
Dividend yield
0.00%
₹30.56
EPS
₹95.97

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

18.20%
Return on equity
1.14%
10.80%
Return on capital
2.00%
67.98%
EBITDA margin
97.00%
23.33%
Net margin
72.92%

Growth

SUMMITSEC takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.57%
Revenue CAGR (3Y)
41.34%
18.88%
Profit CAGR (3Y)
41.58%

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.52L Cr
Market cap
₹1,543 Cr
₹81,990 Cr
Revenue
₹144 Cr
₹19,332 Cr
Net profit
₹105 Cr
3.78
Debt / equity
0.00
BAJAJ FINANCE LIMITED
  • + ["Company has delivered good profit growth of 34.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 18.6%", "Company's median sales growth is 29.4% of last 10 years"]
  • ["Stock is trading at 5.89 times its book value", "Company has low interest coverage ratio.", "Company might be capitalizing the interest cost"]
SUMMIT SECURITIES LTD
  • + ["Company is almost debt free.", "Stock is trading at 0.18 times its book value", "Company is expected to give good quarter", "Company has delivered good profit growth of 41.7% CAGR over last 5 years"]
  • ["Though the company is reporting repeated profits, it is not paying out dividend", "Company has a low return on equity of 1.01% over last 3 years."]
BAJAJ FINANCE LIMITED full analysis SUMMIT SECURITIES LTD full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.