Bajaj Finance Ltd vs Superior Finlease Ltd

A side-by-side comparison of Bajaj Finance Ltd (BAJFINANCE) and Superior Finlease Ltd (SUPERIOR) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Bajaj Finance Ltd leads BAJFINANCE vs SUPERIOR on 8 of 14 metrics (3 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

34.99
P/E ratio
12.69
5.57
P/B ratio
1.46
0.60%
Dividend yield
0.00%
₹30.56
EPS
₹0.15

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

18.20%
Return on equity
5.38%
10.80%
Return on capital
0.85%
0.00%
EBITDA margin
0.00%
0.00%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
18.88%
Profit CAGR (3Y)
-15.37%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.65L Cr
Market cap
₹6 Cr
₹0 Cr
Revenue
₹11.02L Cr
₹19,332 Cr
Net profit
₹0 Cr
3.78
Debt / equity
5.93
Bajaj Finance Ltd
  • + ["Company has delivered good profit growth of 34.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 18.6%", "Company's median sales growth is 29.4% of last 10 years"]
  • ["Stock is trading at 5.77 times its book value", "Company has low interest coverage ratio.", "Company might be capitalizing the interest cost"]
Superior Finlease Ltd
  • + ["Stock is trading at 0.95 times its book value"]
  • ["Though the company is reporting repeated profits, it is not paying out dividend", "The company has delivered a poor sales growth of -35.3% over past five years.", "Promoter holding is low: 3.06%", "Company has a low return on equity of 0.86% over last 3 years.", "Company might be capitalizing the interest cost", "Company has high debtors of 655 days.", "Working capital days have increased from 644 days to 1,267 days"]
Bajaj Finance Ltd full analysis Superior Finlease Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

Bajaj Finance Ltd vs Superior Finlease Ltd: Share Price, Valuation & Which to Buy | DocStoX