Bajaj Finance Limited vs TruCap Finance Limited

A side-by-side comparison of Bajaj Finance Limited (BAJFINANCE) and TruCap Finance Limited (TRU) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Bajaj Finance Limited leads BAJFINANCE vs TRU on 10 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability40
  • Growth· not comparable—
  • Size & financial health40

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

32.09
P/E ratio
0.00
5.71
P/B ratio
0.96
0.57%
Dividend yield
0.00%
₹30.60
EPS
₹-9.29

Profitability

BAJFINANCE takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

16.68%
Return on equity
0.00%
10.71%
Return on capital
0.00%
67.98%
EBITDA margin
-88.22%
23.58%
Net margin
-136.48%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.58%
Revenue CAGR (3Y) even
—
18.88%
Profit CAGR (3Y) even
—

Size & financial health

BAJFINANCE takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.11L Cr
Market cap
₹52 Cr
₹81,982 Cr
Revenue
₹83 Cr
₹19,332 Cr
Net profit
₹-113 Cr
3.22
Debt / equity
6.50
Bajaj Finance Limited
  • + ["Company has delivered good profit growth of 34.3% CAGR over last 5 years", "Company has delivered good sales growth of 25.7% CAGR over last 5 years"]
  • − ["Stock is trading at 5.36 times its book value"]
TruCap Finance Limited
  • + []
  • − ["Company has a low return on equity of -45.2% over last 3 years.", "Company reported a net loss of ₹113 Cr in its latest financial year."]
Bajaj Finance Limited full analysis TruCap Finance Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

BAJFINANCE vs TRU: Share Price, Valuation & Which to Buy | DocStoX