BAJAJ FINANCE LIMITED vs UJJIVAN SMALL FINANC BANK
A side-by-side comparison of BAJAJ FINANCE LIMITED (BAJFINANCE) and UJJIVAN SMALL FINANC BANK (UJJIVANSFB) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.
On the numbers, BAJAJ FINANCE LIMITED leads BAJFINANCE vs UJJIVANSFB on 9 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).
- Valuation13
- Profitability40
- Growth10
- Size & financial health31
Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.
Valuation
UJJIVANSFB takes 3/4How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.
Profitability
BAJFINANCE takes 4/4How efficiently each company turns capital and sales into profit. Higher is better.
Growth
BAJFINANCE takes 1/2Three-year compounded growth. Faster-growing businesses can justify a higher valuation.
Size & financial health
BAJFINANCE takes 3/4Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.
- + ["Company has delivered good profit growth of 34.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 18.6%", "Company's median sales growth is 29.4% of last 10 years"]
- − ["Stock is trading at 5.89 times its book value", "Company has low interest coverage ratio.", "Company might be capitalizing the interest cost"]
- − ["Though the company is reporting repeated profits, it is not paying out dividend", "Company has low interest coverage ratio.", "Earnings include an other income of Rs.1,115 Cr.", "Dividend payout has been low at 2.02% of profits over last 3 years"]
This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.