Bajaj Finance Limited vs Union Bank of India

A side-by-side comparison of Bajaj Finance Limited (BAJFINANCE) and Union Bank of India (UNIONBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

Bajaj Finance Limited vs Union Bank of India are evenly matched on the numbers (7–7). The breakdown below shows where each one wins.

  • Valuation13
  • Profitability40
  • Growth11
  • Size & financial health13
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

UNIONBANK takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

32.09
P/E ratio
6.75
5.71
P/B ratio
1.04
0.57%
Dividend yield
2.79%
₹30.60
EPS
₹25.45

Profitability

BAJFINANCE takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

16.68%
Return on equity
14.55%
10.71%
Return on capital
5.91%
67.98%
EBITDA margin
19.85%
23.58%
Net margin
18.19%

Growth

Even

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.58%
Revenue CAGR (3Y)
9.58%
18.88%
Profit CAGR (3Y)
31.67%

Size & financial health

UNIONBANK takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.11L Cr
Market cap
₹1.31L Cr
₹81,982 Cr
Revenue
₹1.07L Cr
₹19,332 Cr
Net profit
₹19,430 Cr
3.22
Debt / equity
0.00
Bajaj Finance Limited
  • + ["Company has delivered good profit growth of 34.3% CAGR over last 5 years", "Company has delivered good sales growth of 25.7% CAGR over last 5 years"]
  • − ["Stock is trading at 5.36 times its book value"]
Union Bank of India
  • + ["Company has delivered good profit growth of 46.7% CAGR over last 5 years", "Stock is trading at 0.98 times its book value"]
  • − []
Bajaj Finance Limited full analysis Union Bank of India full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

BAJFINANCE vs UNIONBANK: Share Price, Valuation & Which to Buy | DocStoX