Bajaj Finance Limited vs Visagar Financial Services Ltd

A side-by-side comparison of Bajaj Finance Limited (BAJFINANCE) and Visagar Financial Services Ltd (VISAGARFINANCIALSERVICELTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Bajaj Finance Limited leads BAJFINANCE vs VISAGARFINANCIALSERVICELTD on 10 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability40
  • Growth10
  • Size & financial health31
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

32.09
P/E ratio
31.00
5.71
P/B ratio
0.30
0.57%
Dividend yield
0.00%
₹30.60
EPS
₹0.00

Profitability

BAJFINANCE takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

16.68%
Return on equity
-0.60%
10.71%
Return on capital
1.62%
67.98%
EBITDA margin
1.39%
23.58%
Net margin
-0.12%

Growth

BAJFINANCE takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.58%
Revenue CAGR (3Y)
-42.34%
18.88%
Profit CAGR (3Y) even
—

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.11L Cr
Market cap
₹18 Cr
₹81,982 Cr
Revenue
₹130 Cr
₹19,332 Cr
Net profit
₹-0 Cr
3.22
Debt / equity
0.51
Bajaj Finance Limited
  • + ["Company has delivered good profit growth of 34.3% CAGR over last 5 years", "Company has delivered good sales growth of 25.2% CAGR over last 5 years"]
  • − ["Stock is trading at 5.36 times its book value"]
Visagar Financial Services Ltd
  • + ["Company has reduced debt.", "Stock is trading at 0.30 times its book value"]
  • − ["Company has low interest coverage ratio.", "The company has delivered a poor sales growth of -31.6% over past five years.", "Promoter holding is low: 5.95%", "Company has a low return on equity of -0.92% over last 3 years.", "Company might be capitalizing the interest cost", "Debtor days have increased from 42.5 to 116 days.", "Working capital days have increased from 94.2 days to 239 days"]
Bajaj Finance Limited full analysis Visagar Financial Services Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

BAJFINANCE vs VISAGARFINANCIALSERVICELTD: Share Price, Valuation & Which to Buy | DocStoX