BAJAJ FINANCE LIMITED vs YES BANK LIMITED

A side-by-side comparison of BAJAJ FINANCE LIMITED (BAJFINANCE) and YES BANK LIMITED (YESBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, BAJAJ FINANCE LIMITED leads BAJFINANCE vs YESBANK on 9 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability40
  • Growth01
  • Size & financial health31
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

34.32
P/E ratio
19.64
5.57
P/B ratio
1.49
0.55%
Dividend yield
0.00%
₹30.56
EPS
₹1.12

Profitability

BAJFINANCE takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

18.20%
Return on equity
7.10%
10.80%
Return on capital
5.98%
67.98%
EBITDA margin
0.00%
23.33%
Net margin
11.63%

Growth

YESBANK takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

25.57%
Revenue CAGR (3Y) even
18.88%
Profit CAGR (3Y)
68.35%

Size & financial health

BAJFINANCE takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6.56L Cr
Market cap
₹69,328 Cr
₹81,990 Cr
Revenue
₹37,293 Cr
₹19,332 Cr
Net profit
₹3,512 Cr
3.78
Debt / equity
0.00
BAJAJ FINANCE LIMITED
  • + ["Company has delivered good profit growth of 34.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 18.6%", "Company's median sales growth is 29.4% of last 10 years"]
  • ["Stock is trading at 5.89 times its book value", "Company has low interest coverage ratio.", "Company might be capitalizing the interest cost"]
YES BANK LIMITED
  • + ["Company has delivered good profit growth of 24.6% CAGR over last 5 years"]
  • ["Though the company is reporting repeated profits, it is not paying out dividend", "Company has low interest coverage ratio.", "The company has delivered a poor sales growth of 8.55% over past five years.", "Company has a low return on equity of 5.33% over last 3 years.", "Contingent liabilities of Rs.12,24,826 Cr.", "Company might be capitalizing the interest cost", "Earnings include an other income of Rs.7,130 Cr."]
BAJAJ FINANCE LIMITED full analysis YES BANK LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

BAJFINANCE vs YESBANK: Share Price, Valuation & Which to Buy | DocStoX