Bengal & Assam Company Limited vs HDFC Bank Limited

A side-by-side comparison of Bengal & Assam Company Limited (BENGALASM) and HDFC Bank Limited (HDFCBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, HDFC Bank Limited leads BENGALASM vs HDFCBANK on 10 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability13
  • Growth02
  • Size & financial health04
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

BENGALASM takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

8.16
P/E ratio
14.72
0.67
P/B ratio
1.78
0.81%
Dividend yield
2.59%
₹721.95
EPS
₹49.50

Profitability

HDFCBANK takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

8.11%
Return on equity
13.07%
3.92%
Return on capital
5.86%
15.39%
EBITDA margin
21.46%
34.77%
Net margin
21.81%

Growth

HDFCBANK takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

-46.71%
Revenue CAGR (3Y)
26.86%
-7.67%
Profit CAGR (3Y)
18.10%

Size & financial health

HDFCBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6,740 Cr
Market cap
₹11.23L Cr
₹2,495 Cr
Revenue
₹3.49L Cr
₹843 Cr
Net profit
₹76,026 Cr
0.06
Debt / equity
0.00
Bengal & Assam Company Limited
  • + ["Company has a good return on equity (ROE) track record: 3 Years ROE 24.6%", "Stock is trading at 0.63 times its book value"]
  • − ["The company has delivered a poor sales growth of -24.8% over past five years.", "The company has delivered a poor profit growth of 4.5% over past five years."]
HDFC Bank Limited
  • + ["Company has delivered good profit growth of 19.0% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 31.4%"]
  • − []
Bengal & Assam Company Limited full analysis HDFC Bank Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.