Capfin India Ltd vs ICICI BANK LTD.
A side-by-side comparison of Capfin India Ltd (CAPFININDIALTD) and ICICI BANK LTD. (ICICIBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.
On the numbers, ICICI BANK LTD. leads CAPFININDIALTD vs ICICIBANK on 11 of 14 metrics (3 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).
- Valuation04
- Profitability03
- Growth· not comparable—
- Size & financial health04
Valuation
ICICIBANK takes 4/4How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.
Profitability
ICICIBANK takes 3/4How efficiently each company turns capital and sales into profit. Higher is better.
Growth
Three-year compounded growth. Faster-growing businesses can justify a higher valuation.
Size & financial health
ICICIBANK takes 4/4Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.
- + ["Company is almost debt free."]
- − ["Stock is trading at 5.37 times its book value", "Company has low interest coverage ratio.", "The company has delivered a poor sales growth of 10.4% over past five years.", "Company has a low return on equity of -5.77% over last 3 years."]
- − ["Stock is trading at 2.70 times its book value", "Company has low interest coverage ratio.", "Contingent liabilities of Rs.65,46,110 Cr.", "Earnings include an other income of Rs.1,18,852 Cr.", "Working capital days have increased from 55.4 days to 108 days"]
This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.