Cubical Financial Services Ltd vs HDFC Bank Limited

A side-by-side comparison of Cubical Financial Services Ltd (CUBICALFINANCIALSERVICELTD) and HDFC Bank Limited (HDFCBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, HDFC Bank Limited leads CUBICALFINANCIALSERVICELTD vs HDFCBANK on 11 of 14 metrics (3 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation04
  • Profitability04
  • Growth· not comparable—
  • Size & financial health03
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

HDFCBANK takes 4/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

166.30
P/E ratio
14.72
2.78
P/B ratio
1.78
0.00%
Dividend yield
2.59%
₹0.06
EPS
₹49.50

Profitability

HDFCBANK takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

1.12%
Return on equity
13.07%
2.11%
Return on capital
5.86%
0.00%
EBITDA margin
21.46%
0.00%
Net margin
21.81%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

—
Revenue CAGR (3Y) even
26.86%
—
Profit CAGR (3Y) even
18.10%

Size & financial health

HDFCBANK takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹59 Cr
Market cap
₹11.23L Cr
₹0 Cr
Revenue
₹3.49L Cr
₹0 Cr
Net profit
₹76,026 Cr
0.00
Debt / equity even
0.00
Cubical Financial Services Ltd
  • + ["Company is almost debt free.", "Company's working capital requirements have reduced from 37.4 days to 11.2 days"]
  • − ["Stock is trading at 2.78 times its book value", "Though the company is reporting repeated profits, it is not paying out dividend", "The company has delivered a poor sales growth of 0.00% over past five years.", "Promoter holding is low: 30.8%", "Company has a low return on equity of 3.87% over last 3 years."]
HDFC Bank Limited
  • + ["Company has delivered good profit growth of 19.0% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 31.4%", "Company has delivered good sales growth of 22.1% CAGR over last 5 years"]
  • − []
Cubical Financial Services Ltd full analysis HDFC Bank Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.