Dhanlaxmi Bank Limited vs HDFC Bank Limited

A side-by-side comparison of Dhanlaxmi Bank Limited (DHANBANK) and HDFC Bank Limited (HDFCBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, HDFC Bank Limited leads DHANBANK vs HDFCBANK on 9 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability04
  • Growth10
  • Size & financial health03
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

12.63
P/E ratio
14.72
0.90
P/B ratio
1.78
0.00%
Dividend yield
2.59%
₹2.60
EPS
₹49.50

Profitability

HDFCBANK takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

6.97%
Return on equity
13.07%
5.26%
Return on capital
5.86%
0.00%
EBITDA margin
21.46%
6.42%
Net margin
21.81%

Growth

DHANBANK takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

—
Revenue CAGR (3Y) even
26.86%
28.00%
Profit CAGR (3Y)
18.10%

Size & financial health

HDFCBANK takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹1,415 Cr
Market cap
₹11.23L Cr
₹1,601 Cr
Revenue
₹3.49L Cr
₹103 Cr
Net profit
₹76,026 Cr
0.00
Debt / equity even
0.00
Dhanlaxmi Bank Limited
  • + ["Company has delivered good profit growth of 22.7% CAGR over last 5 years", "Stock is trading at 0.96 times its book value"]
  • − ["Company has a low return on equity of 6.2% over last 3 years.", "Though the company is reporting repeated profits, it is not paying out dividend"]
HDFC Bank Limited
  • + ["Company has delivered good profit growth of 19.0% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 31.4%"]
  • − []
Dhanlaxmi Bank Limited full analysis HDFC Bank Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.