DHANLAXMI BANK LIMITED vs STATE BANK OF INDIA

A side-by-side comparison of DHANLAXMI BANK LIMITED (DHANBANK) and STATE BANK OF INDIA (SBIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, STATE BANK OF INDIA leads DHANBANK vs SBIN on 11 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability04
  • Growth10
  • Size & financial health04
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

SBIN takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

12.21
P/E ratio
11.35
0.95
P/B ratio
1.63
0.00%
Dividend yield
1.66%
₹2.60
EPS
₹90.24

Profitability

SBIN takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

6.99%
Return on equity
15.40%
5.06%
Return on capital
6.13%
0.00%
EBITDA margin
16.68%
6.42%
Net margin
11.95%

Growth

DHANBANK takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
28.00%
Profit CAGR (3Y)
14.49%

Size & financial health

SBIN takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹1,257 Cr
Market cap
₹9.45L Cr
₹1,601 Cr
Revenue
₹7.13L Cr
₹103 Cr
Net profit
₹86,666 Cr
0.50
Debt / equity
0.00
DHANLAXMI BANK LIMITED
  • + ["Stock is trading at 0.84 times its book value", "Company has delivered good profit growth of 22.5% CAGR over last 5 years"]
  • ["Though the company is reporting repeated profits, it is not paying out dividend", "Company has low interest coverage ratio.", "The company has delivered a poor sales growth of 11.5% over past five years.", "Company has a low return on equity of 6.23% over last 3 years.", "Contingent liabilities of Rs.916 Cr.", "Company might be capitalizing the interest cost"]
STATE BANK OF INDIA
  • + ["Company has been maintaining a healthy dividend payout of 18.6%"]
  • ["Company has low interest coverage ratio.", "Contingent liabilities of Rs.43,52,830 Cr.", "Company might be capitalizing the interest cost", "Earnings include an other income of Rs.1,99,967 Cr."]
DHANLAXMI BANK LIMITED full analysis STATE BANK OF INDIA full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.