FEDERAL BANK LTD vs HDFC BANK LTD

A side-by-side comparison of FEDERAL BANK LTD (FEDERALBNK) and HDFC BANK LTD (HDFCBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, HDFC BANK LTD leads FEDERALBNK vs HDFCBANK on 11 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability04
  • Growth01
  • Size & financial health03
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

HDFCBANK takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

19.78
P/E ratio
14.37
2.04
P/B ratio
2.11
0.35%
Dividend yield
2.53%
₹17.63
EPS
₹49.39

Profitability

HDFCBANK takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

11.60%
Return on equity
13.80%
6.39%
Return on capital
7.04%
0.00%
EBITDA margin
21.46%
15.11%
Net margin
15.99%

Growth

HDFCBANK takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
11.84%
Profit CAGR (3Y)
19.74%

Size & financial health

HDFCBANK takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹86,048 Cr
Market cap
₹10.96L Cr
₹34,272 Cr
Revenue
₹4.95L Cr
₹4,491 Cr
Net profit
₹79,219 Cr
0.00
Debt / equity even
0.00
FEDERAL BANK LTD
  • ["Company has low interest coverage ratio.", "Company has a low return on equity of 12.9% over last 3 years.", "Contingent liabilities of Rs.2,99,451 Cr.", "Company might be capitalizing the interest cost", "Dividend payout has been low at 7.14% of profits over last 3 years"]
HDFC BANK LTD
  • + ["Company has delivered good profit growth of 18.9% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 26.1%", "Company's median sales growth is 16.3% of last 10 years"]
  • ["Company has low interest coverage ratio.", "Contingent liabilities of Rs.35,61,957 Cr.", "Earnings include an other income of Rs.1,43,700 Cr."]
FEDERAL BANK LTD full analysis HDFC BANK LTD full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

FEDERALBNK vs HDFCBANK: Share Price, Valuation & Which to Buy | DocStoX