General Insurance Corporation of India vs ICICI Bank Limited

A side-by-side comparison of General Insurance Corporation of India (GICRE) and ICICI Bank Limited (ICICIBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, ICICI Bank Limited leads GICRE vs ICICIBANK on 8 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability13
  • Growth11
  • Size & financial health03
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

GICRE takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

5.95
P/E ratio
18.41
0.81
P/B ratio
2.66
3.86%
Dividend yield
0.87%
₹55.08
EPS
₹75.89

Profitability

ICICIBANK takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

12.77%
Return on equity
14.28%
-52.91%
Return on capital
5.70%
19.00%
EBITDA margin
0.00%
17.56%
Net margin
29.68%

Growth

Even

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

5.68%
Revenue CAGR (3Y)
6.96%
11.84%
Profit CAGR (3Y)
7.93%

Size & financial health

ICICIBANK takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹57,553 Cr
Market cap
₹10.03L Cr
₹55,039 Cr
Revenue
₹1.95L Cr
₹9,662 Cr
Net profit
₹57,936 Cr
0.00
Debt / equity even
0.00
General Insurance Corporation of India
  • + ["Company has delivered good profit growth of 37.1% CAGR over last 5 years", "Stock is trading at 0.97 times its book value"]
  • − ["The company has delivered a poor sales growth of 2.5% over past five years."]
ICICI Bank Limited
  • + ["Company has delivered good profit growth of 23.3% CAGR over last 5 years"]
  • − []
General Insurance Corporation of India full analysis ICICI Bank Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.