Gowra Leasing & Finance Ltd vs ICICI BANK LTD.

A side-by-side comparison of Gowra Leasing & Finance Ltd (GOWRALE) and ICICI BANK LTD. (ICICIBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Gowra Leasing & Finance Ltd leads GOWRALE vs ICICIBANK on 7 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability21
  • Growth10
  • Size & financial health13
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

GOWRALE takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

11.33
P/E ratio
18.80
1.07
P/B ratio
2.78
1.08%
Dividend yield
0.83%
₹7.87
EPS
₹75.71

Profitability

GOWRALE takes 2/4

How efficiently each company turns capital and sales into profit. Higher is better.

12.80%
Return on equity
16.10%
12.01%
Return on capital
7.20%
0.00%
EBITDA margin even
0.00%
70.03%
Net margin
30.02%

Growth

GOWRALE takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
77.91%
Profit CAGR (3Y)
7.93%

Size & financial health

ICICIBANK takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹68 Cr
Market cap
₹10.19L Cr
₹395.64L Cr
Revenue
₹3.12L Cr
₹4 Cr
Net profit
₹57,936 Cr
0.26
Debt / equity
0.00
Gowra Leasing & Finance Ltd
  • + ["Stock is trading at 1.06 times its book value", "Company has delivered good profit growth of 58.0% CAGR over last 5 years"]
  • ["Though the company is reporting repeated profits, it is not paying out dividend", "Company has a low return on equity of 13.2% over last 3 years."]
ICICI BANK LTD.
  • ["Stock is trading at 2.70 times its book value", "Company has low interest coverage ratio.", "Contingent liabilities of Rs.65,46,110 Cr.", "Earnings include an other income of Rs.1,18,852 Cr.", "Working capital days have increased from 55.4 days to 108 days"]
Gowra Leasing & Finance Ltd full analysis ICICI BANK LTD. full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

GOWRALE vs ICICIBANK: Share Price, Valuation & Which to Buy | DocStoX