GSB Finance Ltd vs ICICI Bank Limited

A side-by-side comparison of GSB Finance Ltd (GSBFINANCELTD) and ICICI Bank Limited (ICICIBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, ICICI Bank Limited leads GSBFINANCELTD vs ICICIBANK on 9 of 14 metrics (4 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability03
  • Growth· not comparable—
  • Size & financial health03

Valuation

ICICIBANK takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

169.40
P/E ratio
18.41
2.24
P/B ratio
2.66
0.00%
Dividend yield
0.87%
₹1.20
EPS
₹75.89

Profitability

ICICIBANK takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

-2.18%
Return on equity
14.28%
0.49%
Return on capital
5.70%
0.00%
EBITDA margin even
0.00%
0.00%
Net margin
29.68%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

—
Revenue CAGR (3Y) even
6.96%
—
Profit CAGR (3Y) even
7.93%

Size & financial health

ICICIBANK takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹32 Cr
Market cap
₹10.03L Cr
₹0 Cr
Revenue
₹1.95L Cr
₹1 Cr
Net profit
₹57,936 Cr
0.00
Debt / equity even
0.00
GSB Finance Ltd
  • + ["Company is almost debt free."]
  • − ["The company has delivered a poor sales growth of -3.79% over past five years.", "Company has a low return on equity of 4.82% over last 3 years.", "Company has high debtors of 374 days.", "Working capital days have increased from 250 days to 521 days"]
ICICI Bank Limited
  • + ["Company has delivered good profit growth of 23.3% CAGR over last 5 years", "Company has delivered good sales growth of 17.0% CAGR over last 5 years"]
  • − []
GSB Finance Ltd full analysis ICICI Bank Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.