Gujarat Credit Corporation Ltd vs ICICI Bank Ltd

A side-by-side comparison of Gujarat Credit Corporation Ltd (GUJCRED) and ICICI Bank Ltd (ICICIBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, ICICI Bank Ltd leads GUJCRED vs ICICIBANK on 9 of 14 metrics (4 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

83.90
P/E ratio
19.33
0.60
P/B ratio
2.78
0.00%
Dividend yield
0.78%
₹0.28
EPS
₹75.71

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

0.66%
Return on equity
16.10%
-0.99%
Return on capital
7.20%
0.00%
EBITDA margin
0.00%
0.00%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
-12.64%
Profit CAGR (3Y)
7.93%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹7 Cr
Market cap
₹10.25L Cr
₹0 Cr
Revenue
₹0 Cr
₹-1 Cr
Net profit
₹57,936 Cr
1.64
Debt / equity
0.00
Gujarat Credit Corporation Ltd
  • + ["Stock is trading at 0.60 times its book value"]
  • ["Promoter holding is low: 33.4%", "Company has a low return on equity of -2.27% over last 3 years.", "Company might be capitalizing the interest cost"]
ICICI Bank Ltd
  • ["Stock is trading at 2.74 times its book value", "Company has low interest coverage ratio.", "Contingent liabilities of Rs.80,16,362 Cr.", "Earnings include an other income of Rs.1,18,852 Cr."]
Gujarat Credit Corporation Ltd full analysis ICICI Bank Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.