Gujarat State Financial Corporation vs ICICI Bank Ltd

A side-by-side comparison of Gujarat State Financial Corporation (GUJSTATFIN) and ICICI Bank Ltd (ICICIBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, ICICI Bank Ltd leads GUJSTATFIN vs ICICIBANK on 6 of 14 metrics (5 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

-0.70
P/E ratio
19.33
-0.03
P/B ratio
2.78
0.00%
Dividend yield
0.78%
₹-14.28
EPS
₹75.71

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

3.99%
Return on equity
16.10%
-0.55%
Return on capital
7.20%
0.00%
EBITDA margin
0.00%
0.00%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
Profit CAGR (3Y)
7.93%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹93 Cr
Market cap
₹10.25L Cr
₹16 Cr
Revenue
₹0 Cr
₹-127 Cr
Net profit
₹57,936 Cr
0.00
Debt / equity
0.00
Gujarat State Financial Corporation
  • ["Company has low interest coverage ratio.", "Company's cost of borrowing seems high"]
ICICI Bank Ltd
  • ["Stock is trading at 2.74 times its book value", "Company has low interest coverage ratio.", "Contingent liabilities of Rs.80,16,362 Cr.", "Earnings include an other income of Rs.1,18,852 Cr."]
Gujarat State Financial Corporation full analysis ICICI Bank Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.