HDB Financial Services Limited vs ICICI Bank Limited

A side-by-side comparison of HDB Financial Services Limited (HDBFS) and ICICI Bank Limited (ICICIBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, ICICI Bank Limited leads HDBFS vs ICICIBANK on 9 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability22
  • Growth20
  • Size & financial health04
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

ICICIBANK takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

16.51
P/E ratio
18.41
2.72
P/B ratio
2.66
0.59%
Dividend yield
0.87%
₹30.97
EPS
₹75.89

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

12.31%
Return on equity
14.28%
9.35%
Return on capital
5.70%
56.52%
EBITDA margin
0.00%
13.80%
Net margin
29.68%

Growth

HDBFS takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

14.11%
Revenue CAGR (3Y)
6.96%
9.10%
Profit CAGR (3Y)
7.93%

Size & financial health

ICICIBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹42,595 Cr
Market cap
₹10.03L Cr
₹18,430 Cr
Revenue
₹1.95L Cr
₹2,544 Cr
Net profit
₹57,936 Cr
4.80
Debt / equity
0.00
HDB Financial Services Limited
  • + ["Company has delivered good profit growth of 45.4% CAGR over last 5 years"]
  • − []
ICICI Bank Limited
  • + ["Company has delivered good profit growth of 23.3% CAGR over last 5 years", "Company has delivered good sales growth of 17.0% CAGR over last 5 years"]
  • − []
HDB Financial Services Limited full analysis ICICI Bank Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.