HDFC BANK LTD vs HDFC LIFE INS CO LTD
A side-by-side comparison of HDFC BANK LTD (HDFCBANK) and HDFC LIFE INS CO LTD (HDFCLIFE) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.
On the numbers, HDFC BANK LTD leads HDFCBANK vs HDFCLIFE on 12 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).
- Valuation40
- Profitability31
- Growth10
- Size & financial health40
Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.
Valuation
HDFCBANK takes 4/4How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.
Profitability
HDFCBANK takes 3/4How efficiently each company turns capital and sales into profit. Higher is better.
Growth
HDFCBANK takes 1/2Three-year compounded growth. Faster-growing businesses can justify a higher valuation.
Size & financial health
HDFCBANK takes 4/4Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.
- + ["Company has delivered good profit growth of 18.9% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 26.1%", "Company's median sales growth is 16.3% of last 10 years"]
- − ["Company has low interest coverage ratio.", "Contingent liabilities of Rs.35,61,957 Cr.", "Earnings include an other income of Rs.1,43,700 Cr."]
- + ["Company has been maintaining a healthy dividend payout of 25.3%"]
- − ["Stock is trading at 6.09 times its book value", "The company has delivered a poor sales growth of 6.81% over past five years.", "Tax rate seems low", "Company has a low return on equity of 11.1% over last 3 years.", "Earnings include an other income of Rs.931 Cr."]
This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.