HDFC Bank Limited vs Home First Finance Company India Limited

A side-by-side comparison of HDFC Bank Limited (HDFCBANK) and Home First Finance Company India Limited (HOMEFIRST) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, HDFC Bank Limited leads HDFCBANK vs HOMEFIRST on 8 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability13
  • Growth02
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

HDFCBANK takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

14.72
P/E ratio
21.00
1.78
P/B ratio
2.90
2.59%
Dividend yield
0.43%
₹49.50
EPS
₹52.35

Profitability

HOMEFIRST takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

13.07%
Return on equity
12.40%
5.86%
Return on capital
10.03%
21.46%
EBITDA margin
78.91%
21.81%
Net margin
28.22%

Growth

HOMEFIRST takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

26.86%
Revenue CAGR (3Y)
34.27%
18.10%
Profit CAGR (3Y)
33.27%

Size & financial health

HDFCBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹11.23L Cr
Market cap
₹11,524 Cr
₹3.49L Cr
Revenue
₹1,915 Cr
₹76,026 Cr
Net profit
₹540 Cr
0.00
Debt / equity
2.43
HDFC Bank Limited
  • + ["Company has delivered good profit growth of 19.0% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 31.4%", "Company has delivered good sales growth of 22.1% CAGR over last 5 years"]
  • − []
Home First Finance Company India Limited
  • + ["Company has delivered good profit growth of 40.1% CAGR over last 5 years", "Company has delivered good sales growth of 32.0% CAGR over last 5 years"]
  • − []
HDFC Bank Limited full analysis Home First Finance Company India Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.