HDFC BANK LTD vs ICRA LIMITED

A side-by-side comparison of HDFC BANK LTD (HDFCBANK) and ICRA LIMITED (ICRA) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, HDFC BANK LTD leads HDFCBANK vs ICRA on 7 of 14 metrics (1 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

16.59
P/E ratio
27.63
2.11
P/B ratio
4.35
2.20%
Dividend yield
2.02%
₹49.39
EPS
₹188.08

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

13.80%
Return on equity
16.70%
7.04%
Return on capital
23.00%
0.00%
EBITDA margin
36.00%
0.00%
Net margin
30.50%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
14.19%
19.74%
Profit CAGR (3Y)
10.13%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹12.62L Cr
Market cap
₹5,027 Cr
₹0 Cr
Revenue
₹600 Cr
₹79,219 Cr
Net profit
₹183 Cr
0.00
Debt / equity
0.02
HDFC BANK LTD
  • + ["Company has delivered good profit growth of 19.0% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 26.1%", "Company's median sales growth is 16.3% of last 10 years"]
  • ["Company has low interest coverage ratio.", "Contingent liabilities of Rs.27,80,601 Cr.", "Earnings include an other income of Rs.1,46,848 Cr."]
ICRA LIMITED
  • + ["Company is almost debt free.", "Company has been maintaining a healthy dividend payout of 51.2%"]
  • ["Working capital days have increased from 85.1 days to 391 days"]
HDFC BANK LTD full analysis ICRA LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

HDFC BANK LTD vs ICRA LIMITED: Share Price, Valuation & Which to Buy | DocStoX