HDFC BANK LTD vs IIFL FINANCE LIMITED

A side-by-side comparison of HDFC BANK LTD (HDFCBANK) and IIFL FINANCE LIMITED (IIFL) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, HDFC BANK LTD leads HDFCBANK vs IIFL on 10 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability22
  • Growth10
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

HDFCBANK takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

14.22
P/E ratio
16.36
2.11
P/B ratio
1.59
2.53%
Dividend yield
0.63%
₹49.39
EPS
₹39.05

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

13.80%
Return on equity
12.60%
7.04%
Return on capital
10.90%
21.46%
EBITDA margin
62.34%
15.99%
Net margin
13.56%

Growth

HDFCBANK takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y) even
19.97%
19.74%
Profit CAGR (3Y)
4.16%

Size & financial health

HDFCBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹10.84L Cr
Market cap
₹27,291 Cr
₹4.95L Cr
Revenue
₹13,374 Cr
₹79,219 Cr
Net profit
₹1,817 Cr
0.00
Debt / equity
4.57
HDFC BANK LTD
  • + ["Company has delivered good profit growth of 18.9% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 26.1%", "Company's median sales growth is 16.3% of last 10 years"]
  • ["Company has low interest coverage ratio.", "Contingent liabilities of Rs.35,61,957 Cr.", "Earnings include an other income of Rs.1,43,700 Cr."]
IIFL FINANCE LIMITED
  • + ["Company is expected to give good quarter"]
  • ["Company has low interest coverage ratio.", "Company has a low return on equity of 11.5% over last 3 years.", "Dividend payout has been low at 6.30% of profits over last 3 years"]
HDFC BANK LTD full analysis IIFL FINANCE LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

HDFCBANK vs IIFL: Share Price, Valuation & Which to Buy | DocStoX