HDFC BANK LTD vs Intec Capital Ltd

A side-by-side comparison of HDFC BANK LTD (HDFCBANK) and Intec Capital Ltd (INTECCAPITALLTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

HDFC BANK LTD vs Intec Capital Ltd are evenly matched on the numbers (6–6, 2 undecided). The breakdown below shows where each one wins.

  • Valuation22
  • Profitability04
  • Growth· not comparable
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

14.21
P/E ratio
8.60
2.11
P/B ratio
0.62
2.53%
Dividend yield
0.00%
₹49.39
EPS
₹3.76

Profitability

INTECCAPITALLTD takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

13.80%
Return on equity
18.20%
7.04%
Return on capital
18.40%
21.46%
EBITDA margin
110.94%
15.99%
Net margin
86.75%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
19.74%
Profit CAGR (3Y) even

Size & financial health

HDFCBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹10.83L Cr
Market cap
₹26 Cr
₹4.95L Cr
Revenue
₹12 Cr
₹79,219 Cr
Net profit
₹7 Cr
0.00
Debt / equity
0.87
HDFC BANK LTD
  • + ["Company has delivered good profit growth of 18.9% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 26.1%", "Company's median sales growth is 16.3% of last 10 years"]
  • ["Company has low interest coverage ratio.", "Contingent liabilities of Rs.35,61,957 Cr.", "Earnings include an other income of Rs.1,43,700 Cr."]
Intec Capital Ltd
  • + ["Company has reduced debt.", "Stock is trading at 0.64 times its book value"]
  • ["Though the company is reporting repeated profits, it is not paying out dividend", "Company has a low return on equity of 2.11% over last 3 years.", "Promoter holding has decreased over last 3 years: -3.53%"]
HDFC BANK LTD full analysis Intec Capital Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

HDFCBANK vs INTECCAPITALLTD: Share Price, Valuation & Which to Buy | DocStoX