HDFC Bank Limited vs Jio Financial Services Limited

A side-by-side comparison of HDFC Bank Limited (HDFCBANK) and Jio Financial Services Limited (JIOFIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, HDFC Bank Limited leads HDFCBANK vs JIOFIN on 9 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability22
  • Growth02
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

HDFCBANK takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

14.72
P/E ratio
89.73
1.78
P/B ratio
1.11
2.59%
Dividend yield
0.26%
₹49.50
EPS
₹2.41

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

13.07%
Return on equity
1.17%
5.86%
Return on capital
1.69%
21.46%
EBITDA margin
65.60%
21.81%
Net margin
44.43%

Growth

JIOFIN takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

26.86%
Revenue CAGR (3Y)
327.40%
18.10%
Profit CAGR (3Y)
269.26%

Size & financial health

HDFCBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹11.23L Cr
Market cap
₹1.43L Cr
₹3.49L Cr
Revenue
₹3,513 Cr
₹76,026 Cr
Net profit
₹1,561 Cr
0.00
Debt / equity
0.16
HDFC Bank Limited
  • + ["Company has delivered good profit growth of 19.0% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 31.4%", "Company has delivered good sales growth of 22.1% CAGR over last 5 years"]
  • − []
Jio Financial Services Limited
  • + ["Company has delivered good profit growth of 66.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 25.4%", "Company has delivered good sales growth of 64.1% CAGR over last 5 years"]
  • − ["Company has a low return on equity of 1.2% over last 3 years."]
HDFC Bank Limited full analysis Jio Financial Services Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.