HDFC Bank Limited vs J J Finance Corporation Ltd

A side-by-side comparison of HDFC Bank Limited (HDFCBANK) and J J Finance Corporation Ltd (JJFINANCELTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, HDFC Bank Limited leads HDFCBANK vs JJFINANCELTD on 9 of 14 metrics (3 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability40
  • Growth· not comparable—
  • Size & financial health30

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

14.72
P/E ratio
0.00
1.78
P/B ratio
1.34
2.59%
Dividend yield
0.00%
₹49.50
EPS
₹0.92

Profitability

HDFCBANK takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

13.07%
Return on equity
-0.40%
5.86%
Return on capital
0.30%
21.46%
EBITDA margin
0.00%
21.81%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

26.86%
Revenue CAGR (3Y) even
—
18.10%
Profit CAGR (3Y) even
—

Size & financial health

HDFCBANK takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹11.23L Cr
Market cap
₹13 Cr
₹3.49L Cr
Revenue
₹0 Cr
₹76,026 Cr
Net profit
₹0 Cr
0.00
Debt / equity even
0.00
HDFC Bank Limited
  • + ["Company has delivered good profit growth of 19.0% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 31.4%", "Company has delivered good sales growth of 22.1% CAGR over last 5 years"]
  • − []
J J Finance Corporation Ltd
  • + ["Company is almost debt free.", "Promoter holding has increased by 1.20% over last quarter."]
  • − ["Company has low interest coverage ratio.", "The company has delivered a poor sales growth of -7.48% over past five years.", "Company has a low return on equity of 2.04% over last 3 years."]
HDFC Bank Limited full analysis J J Finance Corporation Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.