HDFC BANK LTD vs JM FINANCIAL LIMITED
A side-by-side comparison of HDFC BANK LTD (HDFCBANK) and JM FINANCIAL LIMITED (JMFINANCIL) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.
On the numbers, JM FINANCIAL LIMITED leads HDFCBANK vs JMFINANCIL on 7 of 14 metrics (1 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).
Valuation
How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.
Profitability
How efficiently each company turns capital and sales into profit. Higher is better.
Growth
Three-year compounded growth. Faster-growing businesses can justify a higher valuation.
Size & financial health
Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.
- + ["Company has delivered good profit growth of 19.0% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 26.1%", "Company's median sales growth is 16.3% of last 10 years"]
- − ["Company has low interest coverage ratio.", "Contingent liabilities of Rs.27,80,601 Cr.", "Earnings include an other income of Rs.1,46,848 Cr."]
- + ["Stock is trading at 1.12 times its book value", "Company has been maintaining a healthy dividend payout of 30.7%"]
- − ["The company has delivered a poor sales growth of 4.96% over past five years.", "Company has a low return on equity of 8.99% over last 3 years.", "Debtor days have increased from 74.8 to 128 days."]
This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.