HDFC BANK LTD vs KARUR VYSYA BANK LTD

A side-by-side comparison of HDFC BANK LTD (HDFCBANK) and KARUR VYSYA BANK LTD (KARURVYSYA) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, HDFC BANK LTD leads HDFCBANK vs KARURVYSYA on 8 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability13
  • Growth01
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

HDFCBANK takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

14.21
P/E ratio
13.41
2.11
P/B ratio
2.37
2.53%
Dividend yield
0.75%
₹49.39
EPS
₹25.97

Profitability

KARURVYSYA takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

13.80%
Return on equity
17.79%
7.04%
Return on capital
6.92%
21.46%
EBITDA margin
26.20%
15.99%
Net margin
19.08%

Growth

KARURVYSYA takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
19.74%
Profit CAGR (3Y)
31.42%

Size & financial health

HDFCBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹10.82L Cr
Market cap
₹33,640 Cr
₹4.95L Cr
Revenue
₹13,159 Cr
₹79,219 Cr
Net profit
₹2,510 Cr
0.00
Debt / equity
0.19
HDFC BANK LTD
  • + ["Company has delivered good profit growth of 18.9% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 26.1%", "Company's median sales growth is 16.3% of last 10 years"]
  • ["Company has low interest coverage ratio.", "Contingent liabilities of Rs.35,61,957 Cr.", "Earnings include an other income of Rs.1,43,700 Cr."]
KARUR VYSYA BANK LTD
  • + ["Company has delivered good profit growth of 47.2% CAGR over last 5 years"]
  • ["Company has low interest coverage ratio.", "Promoter holding is low: 2.07%", "Contingent liabilities of Rs.14,661 Cr.", "Company might be capitalizing the interest cost"]
HDFC BANK LTD full analysis KARUR VYSYA BANK LTD full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

HDFCBANK vs KARURVYSYA: Share Price, Valuation & Which to Buy | DocStoX