HDFC BANK LTD vs KEYNOTE FIN SERV LTD.

A side-by-side comparison of HDFC BANK LTD (HDFCBANK) and KEYNOTE FIN SERV LTD. (KEYFINSERV) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, HDFC BANK LTD leads HDFCBANK vs KEYFINSERV on 10 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability22
  • Growth10
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

HDFCBANK takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

14.37
P/E ratio
20.94
2.11
P/B ratio
0.99
2.53%
Dividend yield
0.39%
₹49.39
EPS
₹11.96

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

13.80%
Return on equity
4.88%
7.04%
Return on capital
6.90%
21.46%
EBITDA margin
30.77%
15.99%
Net margin
25.02%

Growth

HDFCBANK takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y) even
-18.53%
19.74%
Profit CAGR (3Y)
-37.12%

Size & financial health

HDFCBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹10.83L Cr
Market cap
₹140 Cr
₹4.95L Cr
Revenue
₹27 Cr
₹79,219 Cr
Net profit
₹7 Cr
0.00
Debt / equity
0.03
HDFC BANK LTD
  • + ["Company has delivered good profit growth of 18.9% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 26.1%", "Company's median sales growth is 16.3% of last 10 years"]
  • ["Company has low interest coverage ratio.", "Contingent liabilities of Rs.35,61,957 Cr.", "Earnings include an other income of Rs.1,43,700 Cr."]
KEYNOTE FIN SERV LTD.
  • + ["Company is almost debt free.", "Stock is trading at 0.98 times its book value", "Debtor days have improved from 46.4 to 35.1 days."]
  • ["Company has a low return on equity of 12.6% over last 3 years."]
HDFC BANK LTD full analysis KEYNOTE FIN SERV LTD. full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.