HDFC Bank Limited vs Kfin Technologies Limited

A side-by-side comparison of HDFC Bank Limited (HDFCBANK) and Kfin Technologies Limited (KFINTECH) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, HDFC Bank Limited leads HDFCBANK vs KFINTECH on 9 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation40
  • Profitability13
  • Growth11
  • Size & financial health30
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

HDFCBANK takes 4/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

14.72
P/E ratio
56.14
1.78
P/B ratio
9.27
2.59%
Dividend yield
1.33%
₹49.50
EPS
₹15.80

Profitability

KFINTECH takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

13.07%
Return on equity
0.00%
5.86%
Return on capital
28.24%
21.46%
EBITDA margin
40.70%
21.81%
Net margin
26.41%

Growth

Even

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

26.86%
Revenue CAGR (3Y)
21.81%
18.10%
Profit CAGR (3Y)
20.64%

Size & financial health

HDFCBANK takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹11.23L Cr
Market cap
₹15,334 Cr
₹3.49L Cr
Revenue
₹1,301 Cr
₹76,026 Cr
Net profit
₹344 Cr
0.00
Debt / equity even
0.00
HDFC Bank Limited
  • + ["Company has delivered good profit growth of 19.0% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 31.4%"]
  • − []
Kfin Technologies Limited
  • + ["Company has a good return on equity (ROE) track record: 3 Years ROE 24.3%", "Company has been maintaining a healthy dividend payout of 60.4%", "Company has delivered good sales growth of 22.0% CAGR over last 5 years"]
  • − ["Stock is trading at 9.17 times its book value"]
HDFC Bank Limited full analysis Kfin Technologies Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.