HDFC BANK LTD vs KARNATAKA BANK LIMITED
A side-by-side comparison of HDFC BANK LTD (HDFCBANK) and KARNATAKA BANK LIMITED (KTKBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.
On the numbers, HDFC BANK LTD leads HDFCBANK vs KTKBANK on 11 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).
- Valuation22
- Profitability40
- Growth10
- Size & financial health40
Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.
Valuation
EvenHow expensive each stock is relative to its earnings and book value. Lower usually means cheaper.
Profitability
HDFCBANK takes 4/4How efficiently each company turns capital and sales into profit. Higher is better.
Growth
HDFCBANK takes 1/2Three-year compounded growth. Faster-growing businesses can justify a higher valuation.
Size & financial health
HDFCBANK takes 4/4Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.
- + ["Company has delivered good profit growth of 18.9% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 26.1%", "Company's median sales growth is 16.3% of last 10 years"]
- − ["Company has low interest coverage ratio.", "Contingent liabilities of Rs.35,61,957 Cr.", "Earnings include an other income of Rs.1,43,700 Cr."]
- + ["Stock is trading at 0.94 times its book value"]
- − ["Company has low interest coverage ratio.", "The company has delivered a poor sales growth of 7.43% over past five years.", "Company has a low return on equity of 11.6% over last 3 years.", "Contingent liabilities of Rs.13,211 Cr.", "Company might be capitalizing the interest cost"]
This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

