HDFC Bank Limited vs Lakshmi Finance & Industrial Corporation Limited

A side-by-side comparison of HDFC Bank Limited (HDFCBANK) and Lakshmi Finance & Industrial Corporation Limited (LFIC) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, HDFC Bank Limited leads HDFCBANK vs LFIC on 11 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability40
  • Growth10
  • Size & financial health30
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

HDFCBANK takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

14.72
P/E ratio
31.60
1.78
P/B ratio
0.76
2.59%
Dividend yield
2.06%
₹49.50
EPS
₹3.89

Profitability

HDFCBANK takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

13.07%
Return on equity
-1.25%
5.86%
Return on capital
-2.14%
21.46%
EBITDA margin
-15.39%
21.81%
Net margin
-10.25%

Growth

HDFCBANK takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

26.86%
Revenue CAGR (3Y)
24.75%
18.10%
Profit CAGR (3Y) even
—

Size & financial health

HDFCBANK takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹11.23L Cr
Market cap
₹37 Cr
₹3.49L Cr
Revenue
₹7 Cr
₹76,026 Cr
Net profit
₹-1 Cr
0.00
Debt / equity even
0.00
HDFC Bank Limited
  • + ["Company has delivered good profit growth of 19.0% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 31.4%"]
  • − []
Lakshmi Finance & Industrial Corporation Limited
  • + ["Stock is trading at 0.65 times its book value"]
  • − ["The company has delivered a poor sales growth of -14.2% over past five years.", "Company has a low return on equity of 8.4% over last 3 years.", "Company reported a net loss of ₹1 Cr in its latest financial year."]
HDFC Bank Limited full analysis Lakshmi Finance & Industrial Corporation Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

HDFCBANK vs LFIC: Share Price, Valuation & Which to Buy | DocStoX