HDFC Bank Ltd vs Libord Finance Ltd

A side-by-side comparison of HDFC Bank Ltd (HDFCBANK) and Libord Finance Ltd (LIBORDFIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, HDFC Bank Ltd leads HDFCBANK vs LIBORDFIN on 8 of 14 metrics (3 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

15.42
P/E ratio
103.95
2.11
P/B ratio
1.64
2.23%
Dividend yield
0.00%
₹49.39
EPS
₹0.17

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

13.80%
Return on equity
1.12%
7.04%
Return on capital
1.56%
0.00%
EBITDA margin
0.00%
0.00%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
19.74%
Profit CAGR (3Y)
35.72%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹12.54L Cr
Market cap
₹28 Cr
₹0 Cr
Revenue
₹22.25L Cr
₹79,219 Cr
Net profit
₹-1 Cr
0.00
Debt / equity
0.02
HDFC Bank Ltd
  • + ["Company has delivered good profit growth of 18.9% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 26.1%", "Company's median sales growth is 16.3% of last 10 years"]
  • ["Company has low interest coverage ratio.", "Contingent liabilities of Rs.35,61,957 Cr.", "Earnings include an other income of Rs.1,43,700 Cr."]
Libord Finance Ltd
  • + ["Company has reduced debt.", "Company is almost debt free."]
  • ["Company has a low return on equity of 0.59% over last 3 years.", "Company has high debtors of 653 days.", "Working capital days have increased from 214 days to 908 days"]
HDFC Bank Ltd full analysis Libord Finance Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.