HDFC Bank Limited vs Mahindra & Mahindra Financial Services Limited

A side-by-side comparison of HDFC Bank Limited (HDFCBANK) and Mahindra & Mahindra Financial Services Limited (M&MFIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, HDFC Bank Limited leads HDFCBANK vs M&MFIN on 12 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation40
  • Profitability22
  • Growth20
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

HDFCBANK takes 4/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

14.72
P/E ratio
15.10
1.78
P/B ratio
1.87
2.59%
Dividend yield
2.09%
₹49.50
EPS
₹20.88

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

13.07%
Return on equity
10.72%
5.86%
Return on capital
8.61%
21.46%
EBITDA margin
62.50%
21.81%
Net margin
13.62%

Growth

HDFCBANK takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

26.86%
Revenue CAGR (3Y)
18.26%
18.10%
Profit CAGR (3Y)
11.37%

Size & financial health

HDFCBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹11.23L Cr
Market cap
₹43,346 Cr
₹3.49L Cr
Revenue
₹21,005 Cr
₹76,026 Cr
Net profit
₹2,861 Cr
0.00
Debt / equity
4.29
HDFC Bank Limited
  • + ["Company has delivered good profit growth of 19.0% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 31.4%"]
  • − []
Mahindra & Mahindra Financial Services Limited
  • + ["Company has delivered good profit growth of 29.7% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 36.4%"]
  • − []
HDFC Bank Limited full analysis Mahindra & Mahindra Financial Services Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.