HDFC BANK LTD vs MASTER TRUST LIMITED
A side-by-side comparison of HDFC BANK LTD (HDFCBANK) and MASTER TRUST LIMITED (MASTERTR) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.
On the numbers, MASTER TRUST LIMITED leads HDFCBANK vs MASTERTR on 7 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).
- Valuation22
- Profitability04
- Growth01
- Size & financial health40
Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.
Valuation
EvenHow expensive each stock is relative to its earnings and book value. Lower usually means cheaper.
Profitability
MASTERTR takes 4/4How efficiently each company turns capital and sales into profit. Higher is better.
Growth
MASTERTR takes 1/2Three-year compounded growth. Faster-growing businesses can justify a higher valuation.
Size & financial health
HDFCBANK takes 4/4Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.
- + ["Company has delivered good profit growth of 18.9% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 26.1%", "Company's median sales growth is 16.3% of last 10 years"]
- − ["Company has low interest coverage ratio.", "Contingent liabilities of Rs.35,61,957 Cr.", "Earnings include an other income of Rs.1,43,700 Cr."]
- + ["Company has delivered good profit growth of 29.7% CAGR over last 5 years"]
- − ["Though the company is reporting repeated profits, it is not paying out dividend", "Contingent liabilities of Rs.476 Cr.", "Company's cost of borrowing seems high"]
This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.