HDFC Bank Limited vs Muthoot Finance Limited

A side-by-side comparison of HDFC Bank Limited (HDFCBANK) and Muthoot Finance Limited (MUTHOOTFIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Muthoot Finance Limited leads HDFCBANK vs MUTHOOTFIN on 8 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability04
  • Growth02
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

14.72
P/E ratio
9.85
1.78
P/B ratio
2.81
2.59%
Dividend yield
1.06%
₹49.50
EPS
₹263.79

Profitability

MUTHOOTFIN takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

13.07%
Return on equity
27.06%
5.86%
Return on capital
15.43%
21.46%
EBITDA margin
81.35%
21.81%
Net margin
33.99%

Growth

MUTHOOTFIN takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

26.86%
Revenue CAGR (3Y)
37.91%
18.10%
Profit CAGR (3Y)
42.45%

Size & financial health

HDFCBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹11.23L Cr
Market cap
₹1.05L Cr
₹3.49L Cr
Revenue
₹31,209 Cr
₹76,026 Cr
Net profit
₹10,607 Cr
0.00
Debt / equity
3.86
HDFC Bank Limited
  • + ["Company has delivered good profit growth of 19.0% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 31.4%", "Company has delivered good sales growth of 22.1% CAGR over last 5 years"]
  • − []
Muthoot Finance Limited
  • + ["Company has delivered good profit growth of 22.7% CAGR over last 5 years", "Company has a good return on equity (ROE) track record: 3 Years ROE 23.0%", "Company has delivered good sales growth of 22.0% CAGR over last 5 years"]
  • − []
HDFC Bank Limited full analysis Muthoot Finance Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

HDFCBANK vs MUTHOOTFIN: Share Price, Valuation & Which to Buy | DocStoX