HDFC BANK LTD vs MUTHOOT FINANCE LIMITED

A side-by-side comparison of HDFC BANK LTD (HDFCBANK) and MUTHOOT FINANCE LIMITED (MUTHOOTFIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

HDFC BANK LTD and MUTHOOT FINANCE LIMITED are evenly matched on the numbers (55, 4 tied). The breakdown below shows where each one wins.

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

16.59
P/E ratio
11.33
2.11
P/B ratio
3.03
2.20%
Dividend yield
0.98%
₹49.39
EPS
₹263.79

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

13.80%
Return on equity
30.90%
7.04%
Return on capital
15.80%
0.00%
EBITDA margin
0.00%
0.00%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
19.74%
Profit CAGR (3Y)
42.44%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹12.62L Cr
Market cap
₹1.20L Cr
₹0 Cr
Revenue
₹0 Cr
₹79,219 Cr
Net profit
₹10,607 Cr
0.00
Debt / equity
3.08
HDFC BANK LTD
  • + ["Company has delivered good profit growth of 19.0% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 26.1%", "Company's median sales growth is 16.3% of last 10 years"]
  • ["Company has low interest coverage ratio.", "Contingent liabilities of Rs.27,80,601 Cr.", "Earnings include an other income of Rs.1,46,848 Cr."]
MUTHOOT FINANCE LIMITED
  • + ["Company is expected to give good quarter", "Company has delivered good profit growth of 22.7% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 17.7%", "Company's median sales growth is 19.7% of last 10 years"]
  • ["Stock is trading at 3.21 times its book value"]
HDFC BANK LTD full analysis MUTHOOT FINANCE LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.