HDFC BANK LTD vs THE NEW INDIA ASSU CO LTD

A side-by-side comparison of HDFC BANK LTD (HDFCBANK) and THE NEW INDIA ASSU CO LTD (NIACL) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, HDFC BANK LTD leads HDFCBANK vs NIACL on 12 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability40
  • Growth20
  • Size & financial health30
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

HDFCBANK takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

14.72
P/E ratio
20.95
1.78
P/B ratio
1.32
2.59%
Dividend yield
0.76%
₹49.50
EPS
₹8.57

Profitability

HDFCBANK takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

13.07%
Return on equity
4.74%
5.86%
Return on capital
-3.72%
21.46%
EBITDA margin
0.90%
21.81%
Net margin
2.67%

Growth

HDFCBANK takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

26.86%
Revenue CAGR (3Y)
7.31%
18.10%
Profit CAGR (3Y)
8.83%

Size & financial health

HDFCBANK takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹11.24L Cr
Market cap
₹29,593 Cr
₹3.49L Cr
Revenue
₹50,674 Cr
₹76,026 Cr
Net profit
₹1,354 Cr
0.00
Debt / equity even
0.00
HDFC BANK LTD
  • + ["Company has delivered good profit growth of 19.0% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 31.4%"]
  • − []
THE NEW INDIA ASSU CO LTD
  • + []
  • − ["The company has delivered a poor sales growth of 8.9% over past five years.", "The company has delivered a poor profit growth of -3.8% over past five years.", "Company has a low return on equity of 4.2% over last 3 years."]
HDFC BANK LTD full analysis THE NEW INDIA ASSU CO LTD full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

HDFCBANK vs NIACL: Share Price, Valuation & Which to Buy | DocStoX