HDFC Bank Limited vs Star Housing Finance Ltd

A side-by-side comparison of HDFC Bank Limited (HDFCBANK) and Star Housing Finance Ltd (STARHOUSINGFINANCELTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, HDFC Bank Limited leads HDFCBANK vs STARHOUSINGFINANCELTD on 9 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability31
  • Growth· not comparable—
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

14.72
P/E ratio
5.90
1.78
P/B ratio
0.27
2.59%
Dividend yield
2.00%
₹49.50
EPS
₹0.63

Profitability

HDFCBANK takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

13.07%
Return on equity
7.95%
5.86%
Return on capital
12.10%
21.46%
EBITDA margin
0.00%
21.81%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

26.86%
Revenue CAGR (3Y) even
—
18.10%
Profit CAGR (3Y) even
—

Size & financial health

HDFCBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹11.23L Cr
Market cap
₹40 Cr
₹3.49L Cr
Revenue
₹0 Cr
₹76,026 Cr
Net profit
₹9 Cr
0.00
Debt / equity
2.62
HDFC Bank Limited
  • + ["Company has delivered good profit growth of 19.0% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 31.4%", "Company has delivered good sales growth of 22.1% CAGR over last 5 years"]
  • − []
Star Housing Finance Ltd
  • + ["Stock is trading at 0.47 times its book value", "Company's median sales growth is 46.7% of last 10 years"]
  • − ["Company has low interest coverage ratio.", "Promoter holding is low: 17.5%", "Company has a low return on equity of 7.82% over last 3 years.", "Contingent liabilities of Rs.12.0 Cr.", "Promoter holding has decreased over last 3 years: -4.72%", "Working capital days have increased from -70.6 days to 78.0 days"]
HDFC Bank Limited full analysis Star Housing Finance Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.