HDFC BANK LTD vs STEL HOLDINGS LIMITED

A side-by-side comparison of HDFC BANK LTD (HDFCBANK) and STEL HOLDINGS LIMITED (STEL) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, HDFC BANK LTD leads HDFCBANK vs STEL on 9 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability22
  • Growth10
  • Size & financial health30
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

HDFCBANK takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

14.21
P/E ratio
56.32
2.11
P/B ratio
0.66
2.53%
Dividend yield
0.00%
₹49.39
EPS
₹10.76

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

13.80%
Return on equity
1.18%
7.04%
Return on capital
2.00%
21.46%
EBITDA margin
97.00%
15.99%
Net margin
74.07%

Growth

HDFCBANK takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y) even
16.67%
19.74%
Profit CAGR (3Y)
18.56%

Size & financial health

HDFCBANK takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹10.83L Cr
Market cap
₹1,159 Cr
₹4.95L Cr
Revenue
₹27 Cr
₹79,219 Cr
Net profit
₹20 Cr
0.00
Debt / equity even
0.00
HDFC BANK LTD
  • + ["Company has delivered good profit growth of 18.9% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 26.1%", "Company's median sales growth is 16.3% of last 10 years"]
  • ["Company has low interest coverage ratio.", "Contingent liabilities of Rs.35,61,957 Cr.", "Earnings include an other income of Rs.1,43,700 Cr."]
STEL HOLDINGS LIMITED
  • + ["Company is almost debt free.", "Stock is trading at 0.73 times its book value"]
  • ["Though the company is reporting repeated profits, it is not paying out dividend", "Company has a low return on equity of 1.10% over last 3 years."]
HDFC BANK LTD full analysis STEL HOLDINGS LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

HDFCBANK vs STEL: Share Price, Valuation & Which to Buy | DocStoX