HDFC BANK LTD vs TATA CAPITAL LIMITED

A side-by-side comparison of HDFC BANK LTD (HDFCBANK) and TATA CAPITAL LIMITED (TATACAP) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, HDFC BANK LTD leads HDFCBANK vs TATACAP on 11 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation40
  • Profitability22
  • Growth10
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

HDFCBANK takes 4/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

14.19
P/E ratio
31.90
2.11
P/B ratio
3.30
2.53%
Dividend yield
0.15%
₹49.39
EPS
₹11.42

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

13.80%
Return on equity
12.30%
7.04%
Return on capital
8.58%
21.46%
EBITDA margin
73.04%
15.99%
Net margin
15.80%

Growth

HDFCBANK takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y) even
33.27%
19.74%
Profit CAGR (3Y)
18.41%

Size & financial health

HDFCBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹10.80L Cr
Market cap
₹1.54L Cr
₹4.95L Cr
Revenue
₹31,583 Cr
₹79,219 Cr
Net profit
₹4,891 Cr
0.00
Debt / equity
5.64
HDFC BANK LTD
  • + ["Company has delivered good profit growth of 18.9% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 26.1%", "Company's median sales growth is 16.3% of last 10 years"]
  • ["Company has low interest coverage ratio.", "Contingent liabilities of Rs.35,61,957 Cr.", "Earnings include an other income of Rs.1,43,700 Cr."]
TATA CAPITAL LIMITED
  • ["Stock is trading at 3.48 times its book value", "Company has low interest coverage ratio.", "Company has a low return on equity of 13.2% over last 3 years.", "Company might be capitalizing the interest cost"]
HDFC BANK LTD full analysis TATA CAPITAL LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

HDFCBANK vs TATACAP: Share Price, Valuation & Which to Buy | DocStoX