HDFC Bank Limited vs Ujjivan Small Finance Bank Limited

A side-by-side comparison of HDFC Bank Limited (HDFCBANK) and Ujjivan Small Finance Bank Limited (UJJIVANSFB) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, HDFC Bank Limited leads HDFCBANK vs UJJIVANSFB on 11 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation40
  • Profitability31
  • Growth10
  • Size & financial health30
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

HDFCBANK takes 4/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

14.72
P/E ratio
17.72
1.78
P/B ratio
1.93
2.59%
Dividend yield
2.25%
₹49.50
EPS
₹3.57

Profitability

HDFCBANK takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

13.07%
Return on equity
10.16%
5.86%
Return on capital
6.90%
21.46%
EBITDA margin
13.13%
21.81%
Net margin
9.99%

Growth

HDFCBANK takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

26.86%
Revenue CAGR (3Y) even
—
18.10%
Profit CAGR (3Y)
-14.29%

Size & financial health

HDFCBANK takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹11.23L Cr
Market cap
₹12,397 Cr
₹3.49L Cr
Revenue
₹6,931 Cr
₹76,026 Cr
Net profit
₹693 Cr
0.00
Debt / equity even
0.00
HDFC Bank Limited
  • + ["Company has delivered good profit growth of 19.0% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 31.4%"]
  • − []
Ujjivan Small Finance Bank Limited
  • + ["Company has delivered good profit growth of 144.1% CAGR over last 5 years"]
  • − []
HDFC Bank Limited full analysis Ujjivan Small Finance Bank Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.